Michigan Attorney General Dana Nessel has sounded the alarm for consumers to safeguard their personal data in the wake of a significant data breach at 700Credit LLC, a Michigan-based company connected with auto dealership services. In an incident that reached nearly 6 million people nationwide, including over 160,000 from Michigan, sensitive information has been left vulnerable. Compromised by a breach discovered on October 25, details like names, Social Security numbers, and birth dates collected between May and October 2025 have been affected, as reported by Michigan's official news release.
"If you get a letter from 700Credit, don’t ignore it," Nessel urged, highlighting the importance of swift action to ward off potential fraud. Recommended steps for those affected include a credit freeze or monitoring services. Impacted individuals should expect notice letters commencing the week of December 15, mailed on behalf of 700Credit’s dealer clients. This information was detailed by the Michigan Attorney General's Office in their latest guidance to consumers following the security lapse.
Consumers shouldn't sit idly when facing the ramifications of a data breach. Vigilance against phishing attempts, the strengthening or changing of passwords, the shedding of unneeded data, the adoption of multifactor authentication, and frequent reviews of credit reports are crucial steps in personal data defense. To facilitate these protective measures, individuals are encouraged to access free weekly credit reports from the big three agencies—Equifax, Experian, and TransUnion—via the Annual Credit Report website.
Assistance for those grappling with identity theft is available through the Michigan Identity Theft Support System (MITS), launched by Attorney General Nessel. Consumers, having detected misuse of their details or fallen victim to identity fraud, should scrutinize for warning signs, make contact with their financial institutions, inspect credit reports, and lodge reports with the FTC or local police. Those who've trudged through these steps but find themselves still in need can reach out by completing the MITS Assistance form.
