
As the clock ticks towards a September 15 deadline, thousands of Floridians face the very real possibility of losing access to their current healthcare providers amid a standoff between Aetna and HCA Healthcare. The central issue is a disagreement over reimbursement rates that has led to a standstill between the parties. If unresolved, the dispute will shift 48 HCA hospitals in Florida to out-of-network status for many Aetna plan holders, as reported by FOX 13.
In a statement provided to the Tampa Bay Times, Aetna indicated that if an agreement isn't struck by the deadline, patients using HCA facilities might end up paying more for treatments that were previously in-network. This pressing issue isn't confined to HCA Florida, with hospitals in several other states facing similar disputes, suggesting a broader trend of strained negotiations in the healthcare sector. HCA has emphasized its effort to negotiate: "At this time, we are working with Aetna to reach a fair and equitable agreement so there is no disruption in services for patients."
While uncertainty remains, HCA has provided some clarity on continued care. Pregnant women at least 24 weeks along by September 15 will have their delivery covered, and patients undergoing chemotherapy will continue with treatments authorized by Aetna. Ambulatory surgery centers, urgent care facilities, imaging centers, and cancer centers are not affected and remain in-network under a separate agreement. Emergency services will continue to be available at HCA facilities despite the insurance dispute.
Aetna, acquired by CVS, has expressed optimism about reaching an accord that maintains HCA in its network, with spokesperson Alex Kepnes telling Becker's Payer Issues that they are "hopeful that our contract discussions will result in an agreement that keeps HCA in our network in Florida." Notably, this is not an isolated incident; FTI Consulting data reveals a 69% rise in reported media cases of payer-provider disputes between 2022 and 2023. Meanwhile, Aetna Medicare Advantage policyholders can breathe easier as their coverage at HCA hospitals remains secure through October 2025.









