
Philadelphia homeowners with outstanding property tax debts have a lifeline to prevent financial turmoil and potential loss of their homes. The city's Owner-Occupied Payment Agreement (OOPA) offers residents a structured path to settle their debts without the crippling weight of lump-sum payments. "Your home is protected," the City of Philadelphia program's site says, emphasizing that making consistent payments on an OOPA shields properties from liens and tax sales.
There's a pressing urgency to not allow to become your account delinquent or to wait to tackle tax debts until post-March 31—Philadelphia's property tax deadline. With an OOPA, taxpayers can distribute their overdue balance across manageable monthly installments. Crucially, the plans are income-sensitive, ensuring "you’ll always get a payment plan you can afford," no down payments required. Qualification is broad; as a homeowner residing in your primary residence, securing an OOPA is within reach, according to the City of Philadelphia.
Further sweetening the deal is the ease of applying for an OOPA. A few clicks online or the simple act of mailing a paper form puts the wheels in motion towards remedying your tax situation. The City of Philadelphia encourages using the online application for the quickest response, or homeowners can dial (215) 686-6442 for assistance in obtaining an OOPA.
And don’t think to have gotten an OOPA excludes you from other relief programs. Homeowners can concurrently benefit from the Homestead Exemption, Low-income Tax Freeze or the Senior Tax Freeze. SaveYourHomePhilly's hotline at (215) 334-4663 is another avenue to explore, equipped to advise property owners on how best to shield their homes from taxing pressures.
For those with investment properties or secondary residences, Philadelphia hasn't left you high and dry. A separate agreement caters to non-owner-occupied properties, ensuring everyone has a potential path to real estate tax resolution.