A Quincy woman turned a ten dollar lottery ticket into a seven figure win, and her first big splurge is about as practical as it gets. Cheryl Pitts Rogier says her $1,000,000 scratch ticket score is headed straight into fixing up her house.
Pitts Rogier claimed the top prize on the Massachusetts Lottery’s “$4,000,000 in the money” instant game after buying a ten dollar ticket at the 7 Eleven at 495 Washington St. in Quincy. She chose the lottery’s cash option, which gave her a one time payment of $650,000 before taxes. The store that sold the lucky ticket is set to collect a retailer bonus for the win.
According to Boston 25 News, lottery officials confirmed Pitts Rogier’s win and noted she is the first $1 million prize winner from that particular instant game in Massachusetts. The station also reports that under Lottery rules, the 7 Eleven that sold the ticket will receive a $10,000 bonus.
Game details and prize structure
ScratchOdds lists the ten dollar “$4,000,000 in the money” instant game as having been released on January 6, 2026. The site breaks down the game’s prize tiers and the number of tickets printed at each level. Those public tracking pages give players a sense of how many top prizes were created and what may still be in circulation for anyone chasing a similar payday.
Why the cash option pays less
Massachusetts Lottery winners who take the lump sum cash option get a smaller, one time payout instead of annual installments. For $1 million instant prizes, that has typically meant a payout of about $650,000 before taxes, a figure that has shown up repeatedly in recent claims.
As reported by WCVB, many winners still pick the cash option so they can use the money right away for expenses like home renovations or bills rather than waiting years for installment checks.
Retailer bonus for selling top tickets
The Massachusetts Lottery also cuts a separate check to retailers that sell big winning tickets. For a $1 million prize, that bonus is typically $10,000, according to Boston.com. It is a modest but welcome windfall for neighborhood convenience stores, often sparking some short lived buzz and a bump in foot traffic from hopeful players.
Quincy reaction and where the money goes
Pitts Rogier told lottery officials she plans to put her winnings toward home repairs, according to Boston 25 News. Trading a ten dollar ticket for a serious home improvement budget is not the flashiest lottery fantasy, but it is a very relatable one.
That decision tracks with other recent Massachusetts winners who have used lump sum payouts to tackle upgrades or pay down debts, a trend highlighted when a Palmer homeowner struck $1 million scratch-off gold in February.
