A Dutchess County couple is accused of turning other people’s good credit into their own personal spending spree, racking up roughly $575,000 in purchases on stolen accounts before federal agents closed in this week.
Federal prosecutors say 28-year-old Opeyemi Olujobi, who goes by "Tyler Olujobi," and 29-year-old Jennie Davidson were arrested Tuesday in Poughkeepsie on a federal complaint that claims they impersonated hundreds of victims and hijacked their mail to intercept store credit cards. The pair is scheduled to appear in federal court in White Plains.
"They enriched themselves by impersonating hard‑working New Yorkers and exploiting the good credit their victims had spent years building," U.S. Attorney Jay Clayton said in a statement. The arrests follow a joint investigation by the U.S. Postal Inspection Service and the U.S. Attorney’s Office, which alleges the defendants redirected hundreds of store credit cards and used them to make about $575,000 in unauthorized purchases, according to the U.S. Attorney's Office for the Southern District of New York.
“Dutchess County couple allegedly impersonated hundreds of victims and spent more than $500,000,” said U.S. Attorney Jay Clayton. “New Yorkers work too hard to have thieves profit from stolen identities.” @PostalInspector https://x.com/i/status/2046611855133561158
How prosecutors say the scheme worked
According to the criminal complaint, from at least May 2023 through October 2024 the defendants and alleged co‑conspirators repeatedly called a major retailer’s credit card department and pretended to be legitimate cardholders. Using victims’ names, Social Security numbers, dates of birth and other personal data, they allegedly changed mailing addresses to one of four locations in Hopewell Junction.
Once those addresses were in place, prosecutors say, replacement cards were mailed out, picked up at the Hopewell Junction locations and then activated. With control of the accounts, the defendants allegedly went on a shopping run, buying gift cards, electronics and other merchandise at stores across the Tri‑State area.
Surveillance shows purchases and alleged laundering
Investigators say video surveillance tied to many of the transactions shows Olujobi and Davidson using the stolen cards in person. When some transactions were declined, prosecutors allege they did not just walk away. Instead, they sometimes called the bank, tried to get charges approved and even asked for higher credit limits.
Prosecutors also allege that Davidson on multiple occasions routed fraud proceeds into an online betting account to obscure where the money came from before transferring the funds into her own bank account, according to the U.S. Attorney's Office.
Charges, potential penalties and next steps
Olujobi and Davidson are each charged with conspiracy to commit mail fraud, wire fraud and bank fraud; conspiracy to commit access device fraud; access device fraud; and aggravated identity theft. The aggravated identity theft count carries a mandatory minimum sentence of two years in prison if they are convicted. Davidson faces an additional money laundering charge.
The complaint notes that maximum statutory penalties vary by count, and the White Plains Division of the U.S. Attorney’s Office is handling the prosecution (criminal complaint).
What victims can do now
Officials say anyone who thinks they may have been caught up in this should immediately review recent account statements and consider placing a fraud alert or credit freeze with the major credit bureaus. Victims can also file a report at IdentityTheft.gov, which provides a personalized recovery plan.
If you suspect your mail was intercepted, contact the U.S. Postal Inspection Service at 1‑877‑876‑2455 or file a report online. Postal inspectors also suggest signing up for USPS Informed Delivery so you can see what letter‑size mail is supposed to arrive and spot unexpected credit or account notices.
The U.S. Attorney’s Office shared news of the case on social media as well. You can read the initial statement and find links to the complaint and press release at U.S. Attorney SDNY on X.
