The last $4 million prize in a popular Massachusetts scratch-off game has been snapped up, and the winning ticket came from a familiar Tewksbury corner shop. Nary Lim, trustee of the Nary Lim Living Trust of Lowell, claimed what lottery officials described as the third and final $4 million prize in the $4,000,000 Gold 50X instant ticket game. The trust chose the annuity option and received a first annual payment of $200,000 before taxes. The winning ticket was sold at 1899 Smoke Shop at 1899 Main St. in Tewksbury, and the store will collect a $40,000 bonus. The announcement came Thursday, as per Massachusetts Lottery.
According to Boston 25 News, the Nary Lim Living Trust went through lottery officials to secure the prize and opted for the annuity rather than a single lump-sum payout. The station reports the trustee has already received that first $200,000 annual payment before taxes.
How the payout works
The Gold 50X game's top prize is structured as $200,000 per year for 20 years, according to the Massachusetts Lottery. That schedule explains the initial $200,000 payment to the trust and is standard for the game's $4 million grand prize.
Retail bonus for the Tewksbury shop
Lottery officials told Boston 25 News that 1899 Smoke Shop will receive a $40,000 bonus for selling the winning ticket. Business listings place 1899 Smoke Shop at 1899 Main St. in Tewksbury, a location confirmed by MapQuest.
Why winners sometimes use trusts
Claiming a lottery prize through a trust or nominee entity is a common move for big winners who want some privacy and a cleaner paper trail. For example, the Lucky 2025 Nominee Trust of Salem claimed a $1 million Gold 50X prize last year, as reported by Patch.
What to watch
With this latest claim, lottery officials say the game's $4 million top prizes have now all been spoken for, so players holding Gold 50X tickets may want to check prize availability before scratching. Updated prize counts and game details are available on the Massachusetts Lottery page for the game.
