A Memphis caregiver is accused of turning a vulnerable patient’s bank card into her own spending tool, and now she is facing identity-theft and financial-exploitation charges after a Shelby County grand jury indictment. Authorities identified the suspect as 34-year-old Kelsey Moore and said the alleged unauthorized purchases took place between October and December 2025. The grand jury returned the indictment last Tuesday, and Moore was booked into the Shelby County Jail on a $25,000 bond. Officials say the probe began after a referral from Adult Protective Services.
Investigation details
Special agents with the Tennessee Bureau of Investigation’s Medicaid Fraud Control Division and detectives with the Memphis Police Department handled the case, according to reporting by WKRN News 2 and Action News 5. TBI agents developed information that Moore allegedly used the victim’s bank card for personal purchases from October through December 2025, and the grand jury returned the indictment last week, the outlets reported. Moore was booked into the Shelby County Jail and remained held on the $25,000 bond at the time of reporting.
Not an isolated problem
Prosecutors and investigators say this case is one of several recent probes into caregivers accused of defrauding TennCare clients or exploiting vulnerable adults in Shelby County. A January indictment alleged that three Memphis caregivers billed for hours they did not work in what was described as an alleged TennCare time card scam, and the TBI has opened other cases after referrals from Adult Protective Services, according to the TBI Newsroom.
Legal stakes
Financial exploitation of a vulnerable adult falls under Tennessee’s adult-protection statutes, which define exploitation and authorize protective and criminal actions. At the same time, identity theft is addressed under the Tennessee Identity Theft Deterrence Act. Those laws allow for criminal charges, restitution, and civil penalties in such cases, and summaries and the statutory text outline remedies and possible penalties. See the Tennessee Code (Title 71) for adult-protection provisions and the Identity Theft Deterrence Act for identity-theft specifics. The legal text and summaries are available via Justia and CLIC Law.
Moore remains in custody as court processing continues. Authorities emphasize that the charges are allegations and she is presumed innocent until proven guilty. The indictment and bond were reported by WKRN News 2, which noted the case grew out of an APS referral and a TBI investigation.
