A 34-year-old Nottingham woman is dead after the Subaru Outback she was riding in slammed into the back of a disabled tractor-trailer on northbound Interstate 95 in Baltimore County shortly before 3 a.m. Francesca Lloyd was pronounced dead at a local hospital after the crash near mile marker 62.3, not far from the Interstate 695 Beltway interchange in Rosedale.
The tractor-trailer had suffered a flat tire and was attempting to pull onto the right shoulder of northbound I-95 when the Subaru struck its rear, according to NottinghamMD. The Subaru was being driven by 41-year-old Gregory Lloyd, and investigators believe the two were married. The tractor-trailer driver was not injured, and no other injuries were reported at the scene.
According to Rolling Out, the Subaru approached at a high rate of speed before striking the tractor-trailer, with the collision happening just before the I-695 interchange near Exit 64. Maryland State Police have said impairment may have been a contributing factor, though the department has not said which driver may have been impaired, and no charges have been filed as the investigation continues.
Highway Shut Down for Four Hours
The crash forced a roughly four-hour closure of northbound I-95, with the Maryland Department of Transportation State Highway Administration assisting with lane closures. During that stretch, all northbound general lanes were shut down, and traffic was routed exclusively through the Express Toll Lanes, the same outlet reports. The Maryland State Police crash team is leading the investigation, and charges remain pending the outcome of that inquiry.
If police ultimately determine that impairment played a role in causing Lloyd's death, the driver could face felony charges under Maryland Criminal Code Section 2-209, which covers causing death through grossly negligent operation of a vehicle, according to FrizWoods LLC. That statute carries a maximum sentence of 10 years in prison and a fine of up to $5,000.
Rules for Disabled Trucks and Passing Drivers
Federal Motor Carrier Safety Regulations require commercial truck drivers who pull onto a highway shoulder for an emergency stop, such as a flat tire, to immediately activate hazard flashers and set out reflective warning triangles within specified distances and within 10 minutes, per rules from the Federal Motor Carrier Safety Administration. Maryland's Move Over Law separately requires drivers approaching a stopped or disabled vehicle displaying hazard lights to change lanes when it is safe to do so or slow down, with violators facing a $110 fine and a point on their license, according to Zero Deaths Maryland.
Motorists who find themselves stranded on Maryland's major highways with mechanical trouble, including flat tires, can request free roadside help from the state's Coordinated Highways Action Response Team by dialing #77, per the Maryland Department of Transportation State Highway Administration.
A Familiar Danger Zone
This is not the first serious crash tied to a disabled vehicle along this stretch of I-95. In May 2021, the Maryland Department of State Police arrested an impaired box truck driver who struck a state police vehicle during a crash investigation at mile marker 64.4 on northbound I-95 in Rosedale, just north of where Lloyd was killed. And in April 2025, Hoodline reported on a fatal overnight crash at the same I-95/I-695 interchange, also involving a disabled commercial truck and a passenger vehicle, which left one person dead and several others hospitalized.
The danger isn't isolated to this interchange. Statewide, preliminary tracking from Zero Deaths Maryland shows 245 roadway fatalities so far in 2026, following 577 fatal crashes recorded across the state in 2023. Data from the Maryland Department of Transportation MVA Highway Safety Office shows impaired driving contributes to an average of 142 fatal crashes and 158 deaths in Maryland every year.
Maryland State Police have not released further details about the investigation into Lloyd's death, and it remains unclear whether either driver will face charges once the probe concludes.
