Baltimore/ Real Estate & Development

Baltimore Film Screening Shows How 7,000 Homes Could Be Lost to Tangled Titles

AI Assisted Icon
Published on October 31, 2026
Baltimore Film Screening Shows How 7,000 Homes Could Be Lost to Tangled TitlesSource: Baltimore Heritage / Wikimedia Commons

About 7,000 Baltimore properties are likely heirs' property — family homes or land passed down through generations without the legal paperwork to put a living relative's name on the deed. That estimate, identified by the SOS Fund, framed Thursday evening's screening of the documentary “Baltimore Heirs: The Last Deed Undone” at the Reginald F. Lewis Museum, which ran from 6 p.m. to 8 p.m. and highlighted how tangled titles are quietly draining generational wealth from Black families across the city.

The screening was reported by WBAL-TV, whose reporter Breana Ross covered the event. According to the station, the evening included a fireside chat featuring Baltimore native and bestselling author Ta-Nehisi Coates, and proceeds from the event will benefit the SOS Fund, a housing justice organization co-founded by Nneka N'Namdi. The SOS Fund separately listed its own October 30 screening of the film on its website, describing it as a documentary that examines “the hidden crisis of heirs' property and the lasting impact of systemic displacement on Black families in Baltimore,” according to thesosfund.com.

How a Missing Will Can Cost a Family Its Home

N'Namdi, who serves as director of vision and innovation at the SOS Fund, described heirs' property as a family home or piece of land passed down without heirs ever completing the legal process to add their names to the title. The station's report notes that some of the roughly 7,000 likely heirs' properties identified by the SOS Fund are also vacant homes, and that heirs' property contributes to Baltimore's broader vacant-housing problem.

N'Namdi told the station that heirs who cannot access tax credits, home repair programs or loans may end up abandoning properties altogether, leaving them to sit empty. That dynamic echoes a nationwide pattern: according to research from the Urban Institute, heirs' property owners are typically ineligible for most conventional lending programs because they lack clear title, a gap that also limits their eligibility for state and local property-tax-relief and disaster-recovery programs, per the Urban Institute.

A Racial Gap in Who Loses Their Deed

The same Urban Institute analysis found that among property owners age 50 and older, 3.8 percent nationally were estimated to be at risk of tangled title in 2024, representing roughly $243 billion in aggregate property value. That risk falls unevenly: the report found the prospect of being at risk of tangled title was 9.8 percent for Black property owners, markedly higher than for white property owners. The documentary's backers frame that disparity as the product of tangled titles, predatory property systems, tax sales and generations of inequitable housing policy that have chipped away at family land and wealth in historically Black communities, per the SOS Fund's description of the film.

Danielle Meister, assistant secretary for homeless solutions at the Maryland Department of Housing and Community Development, called heirs' property an urgent issue in comments relayed by the station's report. Meister pointed to a structural root cause: without a will or estate plan, transferring a deceased homeowner's house to family members still living there can become legally complicated, and that absence of planning can widen the generational wealth gap when a transfer is delayed or never happens at all.

What Homeowners Can Check Right Now

Meister recommended that homeowners draft an estate plan or will that clearly spells out who will inherit their home, and that they verify the name on their deed actually matches the people living in and owning the property. The same report notes that the Maryland State Archives provides land records residents can check on their own to confirm who is listed on a title.

Meister also pointed to a new tool under state law that became available earlier in October, which allows homeowners to name an intended beneficiary at the time they purchase a home — a mechanism aimed at heading off exactly the kind of tangled title the documentary explores. Separately, a 2026 Maryland legislative chapter addressing a property-tax credit specifies that an heir must file an application, meet the eligibility requirements for a homeowner, and satisfy the section's other requirements to receive the credit, according to Maryland General Assembly records.

How Other Cities Have Tackled the Same Problem

Baltimore is not alone in confronting this. In Philadelphia, more than 10,400 homes were found to have a property owner's name that did not match the name on the deed, according to a Pew Charitable Trusts study cited by the Post and Courier. The city responded by committing $7.6 million at the end of 2021 to a Tangled Title Fund that provides up to $4,000 to cover the costs and fees of resolving a title dispute.

Philadelphia later launched a Title Clearance Unit in early 2024 that helps residents open estates, navigate probate, search for other heirs and prepare new deeds, according to Next City. In its first year of operation in 2025, the unit cleared the titles of 91 homes citywide. In Atlanta, the Federal Home Loan Bank announced a $5 million Heirs' Property Family Wealth Protection Fund in 2024, making $500,000 grants available to eligible organizations, as reported by the Atlanta Journal-Constitution. Urban Institute researchers also noted that interviewees in Atlanta believed investor-driven partition cases there had declined since Georgia implemented the Uniform Partition of Heirs' Property Act.

Back in Baltimore, the SOS Fund says it supports homeowners directly with property taxes, water bills and heirs' property education — the same mission the Thursday screening's proceeds were earmarked to fund. The film had also been scheduled for an earlier Morgan State University screening on August 7, part of the university's Race and Social Justice Summer Training Institute series, according to Morgan State University, which described the film as uncovering how a lack of estate planning fuels housing instability, land loss and the erosion of generational wealth in Black communities.