A federal lawsuit in the Northern District of New York accuses Hoffman Homes and other companies of fraud, negligence, false advertising and an unlawful business arrangement involving manufactured-home sales and financing, according to the Times Union.
The complaint also alleges inflated home prices and predatory loans as part of the arrangement, the Times Union reported.
Hoffman has also faced disputes over fees and property taxes at its parks.
Lawsuit Alleges Predatory Loans
The lawsuit alleges buyers faced predatory loans for manufactured homes. Financing can be difficult when homes are not affixed to land.
The lawsuit also alleges Hoffman bought homes from two manufacturers and that an installer used untrained crews.
Hoffman Tenants Group President
Amber Hickey is president of the Hoffman tenants advocacy group.
Hoffman's Attorney Disputes the Claims
Hoffman attorney John Ducharme denied the allegations in the federal lawsuit. Hoffman has also faced disputes over fees and charges at its parks.
A separate federal lawsuit filed May 1, 2026, in the Northern District of New York named Hoffman Homes, 21st Mortgage Corporation, Triad Financial Services and Credit Human Federal Credit Union, manufacturers Champion Homes and Cavco Industries, and installer Northeast Homes Specialists. The suit alleged an unlawful business arrangement. Ducharme denied the allegations. Hoffman has 16 communities across three counties.
Financing and Fee Context
The Consumer Financial Protection Bureau’s analysis found that borrowers with chattel loans faced higher denial rates than manufactured-housing mortgage and site-built borrowers, and paid higher interest rates when they obtained a loan, according to the Consumer Financial Protection Bureau.
For park residents facing new or changed charges, the New York Attorney General’s guide says fees, charges, assessments, rent and utility charges must be reasonably related to services delivered.
Part of a Larger Pattern in Manufactured Housing
Separately, the Minnesota Reformer has reported on Big Lake Estates residents’ objections to changes in utility billing.
