Memphis

Cordova Man Sentenced to 27 Months for $5.9 Million Insurance Fraud Scheme

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Published on October 22, 2024
Cordova Man Sentenced to 27 Months for $5.9 Million Insurance Fraud SchemeSource: Google Street View

Christopher C. Brown, a resident of Cordova, has been sentenced to 27 months in federal prison for his involvement in a fraud scheme that swindled insurers out of nearly $6 million. In addition to the prison term, Brown has been ordered to pay more than $5.2 million in restitution, according to a statement from Acting U.S. Attorney Reagan Fondren of the Western District of Tennessee.

Brown's trail of deceit began with his music recording business on Monroe Avenue in Memphis, where he lodged false claims for water damage and burglary, pocketing over $340,000 from Main Street Assurance Company, from there he took to conning Markel Corporation for a separate alleged fire incident claiming a hefty $2.8 million, which was subsequently paid. Curating a façade of legitimacy, Brown set up Tattooed Millionaire Entertainment (TME) and acquired another property, the former House of Blues studio, where he spawned yet another arson story, deceiving Hanover American Insurance Company out of $2.2 million. Progressive Insurance wasn't left out of this maelstrom; they compensated Brown $109,580 on a sham theft claim for a 1985 diesel bus.

During these orchestrated claims, Brown provided counterfeit documents to the insurance companies, a key factor that led to his conviction on mail fraud charges in September 2023. As a result, on October 17, United States District Court Judge Samuel H. Mays sentenced him to 27 months in prison, followed by 2 years of supervised release. Notably, the federal system does not allow for parole. In a statement from the U.S. Attorney’s Office for the Western District of Tennessee, Acting U.S. Attorney Reagan Fondren emphasized, "Insurance fraud schemes like this cheat honest companies and their policyholders," adding that such schemes not only drive up insurance costs for everyone but also hinder access to necessary coverage.

Moreover, Inspector in Charge Tommy D. Coke of the U.S. Postal Inspection Service expressed to the court that Brown's misuse of the U.S. Mail in defrauding these companies was severe and that the stern sentence should serve as a warning to would-be fraudsters, reinforcing the agency's resolve to hold such actors accountable. This case was a concerted effort involving the U.S. Postal Inspection Service, the ATF, and the Shelby County Sheriff's Office, with the U.S. Attorney's team thanking the Assistant United States Attorneys and law enforcement partners for their dogged work in bringing this case to a close.