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Tennessee Supreme Court Reinstates Denial of Pension to Chattanooga Firefighter Claiming PTSD-Related Benefits

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Published on October 14, 2025
Tennessee Supreme Court Reinstates Denial of Pension to Chattanooga Firefighter Claiming PTSD-Related BenefitsSource: Tennessee Supreme Court

In a decisive turn of events, the Tennessee Supreme Court has overturned lower court rulings and reinstated a denial of pension benefits to a former firefighter, Matthew Long. In the case of Matthew Long v. Chattanooga Fire and Police Pension Fund, initially filed in 2020, Long had sought a job-related disability pension for Post-Traumatic Stress Disorder he claimed stemmed from his service. The Chattanooga Fire and Police Pension Fund denied these benefits, prompting a series of legal battles that culminated in the Supreme Court's latest decision.

According to a release from the Tennessee Courts, the Hamilton County Chancery Court had initially reversed the Fund’s denial and sided with Long, suggesting the lack of “sufficient and material evidence” for the initial decision. This stance was later affirmed by the Court of Appeals, citing an ambiguity in the Disability Benefits Policy that, by its reasoning, should have fallen in favor of Long. However, the higher court’s recent judgment calls this interpretation into question; the Tennessee Supreme Court found no such ambiguity in the policy when applying a straightforward reading of the term “unexpected” as it pertains to a traumatic event.

The Supreme Court's reinstatement of the Fund's denial hinges on its determination that there was indeed “substantial and material evidence in the record to support its decision.” The interpretation of the policy has proven to be a fulcrum in this legal saga, with the top court’s clarification potentially setting a precedent for similar disputes in the future. This final ruling underscores a firm stance on the supposedly clear-cut language present within the policy, a point of contention throughout the case.

While the decision marks an end to the legal journey of Matthew Long in seeking benefits from the Fund, it shines a spotlight on the intricacies of policy interpretation in disability claims. It also underscores the challenges faced by first responders grappling with mental health issues stemming from their line of duty. Underlying these legal proceedings are larger questions about how institutions recognize and compensate for the invisible wounds inflicted in the service of public safety—a conversation that seems far from concluded even as this particular court case has reached its verdict.