A Fulton County Superior Court judge has permanently barred two companies accused of tricking more than 70 Georgia homeowners into signing away their properties from ever doing residential real estate business in the state again. The judge approved a Final Consent Judgment on Friday against Home Saver 911 and Flex Financial 911, making every consumer contract the companies signed unenforceable and ordering them to hand back any property titles still in their names by November 20.
The order, detailed by WSB-TV, spells out in blunt terms what homeowners get back: all contracts signed with Home Saver 911 and Flex Financial 911 are now unenforceable, and the companies cannot pursue any individual for money paid to or on behalf of consumers. Georgia Attorney General Chris Carr announced Monday that his office had secured the court order against Home Saver 911 LLC, which stands accused of tricking homeowners seeking foreclosure assistance into giving up their properties.
For homeowners who already lost their homes to foreclosure before the order came down, the judgment opens another door. Those consumers are entitled to apply for surplus funds from the foreclosure sales, and the judgment specifically bars Home Saver 911 and Flex Financial 911 from applying for those same funds themselves, according to the station's report.
How the Scheme Allegedly Worked
The case traces back to a lawsuit Georgia's Attorney General's office filed against Home Saver 911 on August 27, 2025. The underlying allegations describe a pattern of deception aimed at people already under financial stress.
According to the Atlanta Journal-Constitution, the lawsuit alleged Home Saver 911 used deceptive and high-pressure sales tactics that led vulnerable homeowners to unwittingly sign documents transferring title to their homes. The company allegedly promised to stop foreclosure proceedings, reinstate mortgages, and make payments on homeowners' behalf for up to 12 months, per the same report. Outreach to prospective customers reportedly included door-to-door sales, cold calls, postcards, emails, and social media, the AJC reported.
From Restraining Order to Permanent Ban
The permanent ban did not arrive overnight. WSB-TV reported in September 2025 that a temporary restraining order from a Fulton County judge had already essentially blocked Home Saver 911 from doing business while the case proceeded; the final judgment in November 2026 stopped the company from collecting further payments in Georgia altogether.
WSB-TV reporter Justin Gray covered the 2025 lawsuit and spoke with Home Saver 911 customers as well as the company's owner at the time. The station's reporting states that more than 70 Georgia homeowners were tricked into transferring their homeownership to the company — the figure now cited as the scale of harm the Final Consent Judgment is meant to address.
A Pattern the State Says It's Targeting
The Home Saver 911 case is not an isolated move by the Attorney General's office. Georgia's Consumer Protection Division noted in a July 2026 release that Carr had secured a separate consent judgment prohibiting MV Realty from conducting business in Georgia and collecting further money from Georgia consumers, suggesting state regulators have been pressing a broader campaign against companies targeting distressed homeowners.
For now, the practical stakes for the more than 70 affected Georgia homeowners are concrete and time-bound: titles still sitting in the names of Home Saver 911 and Flex Financial 911 must be returned by November 20. What remains unclear from the public record is how many of those titles have actually changed hands back to consumers, how many people have since applied for surplus foreclosure funds, or the final disposition of claims against the individuals tied to the companies.
