Indian Hill has once again claimed the title of Greater Cincinnati's wealthiest ZIP code, with a median household income of $234,821 and a median property value of $1.19 million, according to 2024 data. That figure towers over the metro area's overall median household income of $81,489, and it dwarfs the city of Cincinnati's own median of $56,910 within city limits.
The rankings come from a new analysis published by the Cincinnati Business Courier, authored by Ethan Lott and Isabella Ferrentino, which drew its list from the Census Bureau's 2024 American Community Survey five-year estimates. The Business Journals evaluated almost 33,200 ZIP codes nationwide as part of the effort, according to the Courier, before narrowing the local list down to 32 postal codes online and 25 in the print edition — seven more appear digitally than made it into print.
To qualify for the Courier's local rankings, a ZIP code needs a per capita income of at least $50,006 and above 110 percent of the metro average, along with a poverty rate below 20 percent. The publication's wealth index weighs per capita income, median home value, population density and median age, and it deliberately excludes areas with high population density but otherwise low income and relatively high poverty, as well as ZIP codes smaller than half a square mile.
Wealth Stretches Across State Lines
The Courier's rankings span a wide swath of the region, covering ZIP codes in Ohio's Brown, Butler, Clermont, Hamilton and Warren counties; Kentucky's Boone, Bracken, Campbell, Gallatin, Grant, Kenton and Pendleton counties; and Indiana's Franklin, Dearborn and Ohio counties. That geographic reach shows up in the underlying Census data, where ZIP code 41091 in Union, Kentucky, led Northern Kentucky's wealth rankings with a median household income of $136,307 in 2024 — more than 65 percent above the metro area's overall median, according to Census Reporter.
Northern suburbs have their own wealth engine, too. In Warren County, Mason's 45040 ZIP code posted a median household income of roughly $124,000 and a 2024 median home sale price of $413,000, a market anchored by corporate facilities for Procter & Gamble and Cintas, per data compiled by Oyler Hines. Terrace Park, in Hamilton County, has also carved out a reputation as one of Ohio's highest-earning small communities, with median home sales topping $650,000 and median family income above $100,000, according to Census data compiled by Stacker.
How Home Values Have Climbed
The wealth concentration in these ZIP codes tracks with a broader run-up in regional home prices. Real estate data analyzed by local brokerage Team Sztanyo in late 2025 found that 18 Greater Cincinnati ZIP codes had median home values above $400,000 — compared to just three ZIP codes that met that threshold back in 2019. Eastern suburbs including Terrace Park and Indian Hill led that trend with median values exceeding $700,000, per the brokerage's analysis.
Hyde Park and Mount Lookout, bundled together under ZIP code 45208, have also drawn national attention. When American City Business Journals released its national “Wealthy 1000” index in 2024, that Hamilton County ZIP code ranked highest in the Cincinnati metro at No. 456 nationwide, ahead of four other local postal codes that made the list, according to Team Herr Real Estate. Separately, ACBJ's housing momentum methodology requires ZIP codes to clear a Federal Reserve national median price benchmark of $414,000, set in late 2025, along with at least 10 quarterly home sales to qualify.
A Sharp Divide With the Urban Core
The gap between these affluent suburbs and Cincinnati proper is stark by comparison. Within city limits, the median household income stood at $56,910 in 2024, with a poverty rate of 25.5 percent — more than double the national average, according to the U.S. Census Bureau. That divergence between the central city and its wealthy suburban ring carries consequences well beyond real estate listings.
A May 2026 Hoodline report on Cincinnati Health Department data found a 25-year life expectancy gap between a low-income ZIP code like Lower Price Hill and an affluent one like Mount Adams, with the city's overall gap ranking 14th-highest among major U.S. cities. It's a reminder that the same ZIP code divisions driving these wealth rankings also shape how long Cincinnati residents live.
The Courier's methodology shift this year coordinated resources across American City Business Journals and its more than 40 sister publications, an effort the company says identified thousands of new local records and, cumulatively, tens of thousands of new businesses across ACBJ's footprint. Ferrentino, a Cincinnati Business Courier researcher, said the changes were meant to give readers more data and context, and she can be reached by email with questions about the newspaper's lists.
